UKMW HOUSEHOLD MONEY MOT 2026/27
UK MONEY WISDOM — HOUSEHOLD MONEY MOT 2026/27
Could your household finances do with an MOT?
Subscriptions creep in. Insurance renews. Contracts end. Savings rates change. Household bills rise. And sometimes valuable financial help is available that we simply haven't checked.
The UK Money Wisdom Household Money MOT — Household Expenses & Savings Manual 2026/27 gives you a simple, organised way to go through your household finances and find out what deserves another look.
SPECIAL INTRODUCTORY PRICE — JUST £3.99
Normal retail price: £8
Finding just one unnecessary £10 monthly payment could mean £120 over a year. This manual costs just £3.99 at the introductory price.
Of course, no particular saving can be guaranteed — but the manual gives you the practical tools to find out where your opportunities may be.
WHAT MAKES THIS MANUAL DIFFERENT?
This isn't simply another guide telling you to “shop around” or “cut your bills”.
It helps you actually carry out your own Household Money MOT, using my straightforward:
LOOK — CHECK — ACT
LOOK at what is happening now.
CHECK anything that deserves another look.
ACT when you understand the choice and are ready.
The manual has been deliberately designed to be straightforward and manageable — you don't have to complete everything in one sitting. …
INSIDE YOUR HOUSEHOLD MONEY MOT
You'll discover how to examine regular payments and hidden costs, identify the household bills worth checking, compare prices and deals properly, investigate benefits and discounts that could be relevant to you, check whether your cash savings deserve another look, decide what to tackle first — and then make sure the changes you requested actually happened.
And you don't need to hunt through the manual for the answer you need.
The CLICKABLE QUESTION FINDER lets you click the question that matters to you and go directly to the relevant section.
5 PRACTICAL PRINTABLE WORKSHEETS INCLUDED
Your manual includes:
1. Regular Payments & Hidden Costs — organise those Direct Debits, standing orders and recurring payments.
2. Big Bills & Renewal Tracker — keep important household costs and renewal or review dates together.
3. Comparison & Quote Record — compare offers properly rather than relying solely on the headline price.
4. Money Coming In & Savings Check — record benefits and discounts worth investigating and review your cash savings.
5. Action, Savings & 30-Day Check — record what you've actually changed, your confirmed savings and check 30 days later that everything really happened. …
OFFICIAL HELP AT YOUR FINGERTIPS
The manual also brings together clickable links to useful official and independent information, including GOV.UK, MoneyHelper, Ofgem, Ofcom, FSCS and the FCA, so you have reliable places to continue your checks. …
PART OF THE UK MONEY WISDOM COMPANION COLLECTION
My UK Money Wisdom Companions are designed to help pensioners understand their money, spot things worth checking and potentially avoid losing money simply through lack of information.
Alongside my State Pension, Pensioner Tax and Inheritance Companions, the Household Money MOT tackles something that affects virtually every household:
the money coming in — and the money quietly going out.
My aim is not to tell you what financial decisions to make.
It's to help you ask the right questions, know what to check and make better-informed decisions for yourself.
DOWNLOAD TODAY — JUST £3.99
Normal retail price £8
Digital PDF • 2026/27 edition • Clickable navigation • Official-help links • 5 printable worksheets
One small saving could repay the £5 cost many times over.
UK Money Wisdom publications provide general financial information, education and organisational tools only and are not personal financial, investment, tax, legal, benefits or insurance advice. Rules, rates and individual circumstances can change.